Whether you call it a mobile wallet, mobile payments or mobile money, you are likely referring to the same thing - the ability to replace your bulky, plastic filled purse or wallet with a mobile wallet service.
Services vary from provider to provider, but in general, there are a lot of things you can do with a mobile wallet, like:
Cash In, Cash Out
Rather than walking around with cash, you can put ‘cash in’ your mobile wallet at various locations and have immediate access to your funds on your phone.
Top Up Call Credit
Forget the corner store, buy mobile phone credit and top up immediately without surcharges or the inconveniences of having get up and go.
Person to Person Transfer
Send money across the city or across the country to relatives and friends with a few taps on your phone.
Pay Bills
From utilities to stores to vendors, money in mobile wallets can be transferred on demand to creditors to pay for goods and services.
The irony is, with a mobile wallet, its your money that moves, not you.
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